The Card

Manage your money in a controlled setting.

The iPayU Prepaid MasterCard allows students to learn financial literacy in a controlled setting — while offering peace of mind to parents because students can only spend the amount of money pre-deposited onto the card.

Parents and authorized funders can load funds onto their student’s card from a checking or savings account using their bank. Also students can add direct payroll and tuition refund onto their card.

Unleash the full power of your iPayU Prepaid MasterCard…

  • Use everywhere Debit MasterCard is accepted — even online.
  • Online account access 24 hours a day, 7 days a week.
  • Multiple options to place money onto your card — tuition refund disbursement and direct payroll deposit.
  • Access cash from any ATM that displays the MasterCard or STAR logo.
  • Receive text and email notifications.

When you start using your card, be sure to select "Credit" and sign for every purchase in order to receive the benefits of the MasterCard Zero Liability Policy*. If you need help, just ask the cashier "How can I sign for this?" — It's worth it!

  • Protects from unauthorized purchases if your card is lost or stolen.
  • Gives a full refund if you become dissatisfied with your purchase.

Choose "Debit" and enter your PIN only if you need cash or using an ATM. Using your PIN does not provide you with the benefits of the MasterCard Zero Liability Policy.

* Conditions and acceptions apply — see the cardholder agreement.

© 2025 Innovative Card Solutions, LLC. All Rights Reserved. The iPayU Prepaid MasterCard is issued by South State Bank, N.A. pursuant to license from MasterCard International Incorporated and can be used wherever Debit MasterCard is accepted. South State Bank, N.A., Member FDIC. This Card is administered by Innovative Card Solutions, LLC. MasterCard is a registered trademark of MasterCard International Incorporated. iPayU is a registered trademark of Innovative Card Solutions, LLC.

Consumer Privacy Policy | Online Privacy Policy

Obtaining Your Card The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.